Axis bank credit cards whether it is Axis bank My Zone credit card or Flipkart Axis bank credit card, all these cards provide benefits across distinct features like shopping, entertainment, and dining. Using such cards, you can get decent cash backs and discounts on popular sites like Swiggy, and AJIO alongside other benefits like complimentary airport lounge access and a complimentary SonyLiv annual membership. There are just a few lifetime free credit cards that come with such benefits in distinct categories. Read on to understand more about the Axis credit card, especially the Axis bank My Zone credit card and whether it would be a great match for you.
Axis bank My Zone credit card – benefits and features –
Axis My Zone credit card provides benefits on the top brands like Swiggy, Paytm movies, and Ajio. Moreover, this card even offers a complimentary annual sony liv subscription. Listed here are the important benefits of the Axis My Zone card –
BOGO (buy one get one) free on movie tickets –
Using My Zone credit card, you can avail 100 per cent discount on your second movie ticket through the Paytm movies app. Here are a few of the important points you must factor in –
∙ Zero reward points are earned on the transactions for movie tickets.
∙ To get the discount, use the code “AXIS200”.
∙ Maximum discount in a month per customer will be Rs 200.
40 per cent off on Swiggy –
Using this credit card, you may get 40 per cent off on delivery using Swiggy. Mentioned here are the details of the offer –
∙ Highest discount you can receive is capped at Rs 120 for every order.
∙ Offer is valid on minimum spend equaling Rs 200.
∙ You can get a discount of up to four times a month.
∙ Use the code “AXIS40” to get the discount
Free SonyLiv subscription for a year –
Using the credit card, you can get a free SonyLiv annual subscription on your initial spend within the initial 30 days of the issue of the credit card. If you are an eligible customer, you will receive the voucher through SMS on your registered phone number. Also, you are eligible for the renewal of your SonyLiv premium membership on spending an amount of Rs 1.50 lakh in the card anniversary year.
Rs 600 discount on spending through the Ajio platform –
You can get a discount of Rs 600 at Ajio on a minimal expenditure of Rs 2,000. Use the coupon code i.e., AXISMYZONE to get the instant discount. Note that this deal is applicable just to select styles or products only.
Reward points –
Using the Axis My Zone card, you get entitled to get EDGE rewards on every to buy you make as listed –
∙ Four EDGE reward points on spending Rs 200 every time through the Axis credit card.
Note that zero reward points will be offered to you on expenditures for movies, EMI transactions and fuel. The EDGE reward points may be redeemed against various items, which include mobile accessories, vouchers, computer accessories, home décor, etc. Check out the Axis EDGE rewards terms and conditions catalogue available on the Axis website to enlighten yourself about the options you may get for redeeming your reward points.
What is the other crucial benefits Axis My Zone card?
Listed here are the other important benefits of the Axis My Zone card –
∙ Up to 20 per cent discount at partner restaurants under the program ‘Dining Delights’ in India.
∙ Convert your big-ticket transactions starting from Rs 2,500 into EMIs.
∙ 1 per cent fuel surcharge waiver (Maximum Rs 400 per credit card statement cycle) on fuel transactions from Rs 400 to Rs 4,000.
What are the fees and charges incurred on Axis My Zone card?
| Type of charge and fees | Amount |
| Annual or renewal charge | Rs 500 |
| Joining fee | Rs 500 |
| Finance charges | 52.86 per cent per annum i.e., 3.6 per cent per month |
| Late payment charges | For outstanding amount –
∙ More than Rs 10,000 – Rs 1,200 ∙ Between Rs 5,001 and Rs 10,000 – Rs 750 ∙ Between Rs 501 and Rs 5,000 – Rs 500 ∙ Less than Rs 500 – Nil |
What’s the eligibility requirement for Axis My Zone credit card?
You as an applicant must meet the below-stated eligibility parameter to place an application for an Axis credit card –
| Criteria | Information |
| Age requirement | Between 18 and 70 years |
| Occupation | Self-employed or salaried |
Should you opt for the Axis My Zone card?
Besides the average features and benefits of online shopping and movies, the Axis card does not have anything else to offer you. However, we can say that this can still be kept because it comes with a low annual fee. It is an entry-level credit card, and it is best matched for those who are –
∙ Wants to get reward points on daily or regular transactions whether through the online or offline platform.
∙ Go to a movie frequently and need a discount on the tickets.
| Pros | Cons |
| ∙ Simple reward redemption option
∙ Decent cashback offer on movie ticket ∙ Satisfactory benefits on Swiggy, Ajio and Paytm. |
∙ Low reward rate
∙ Just 1 complimentary lounge access ∙ High-interest rate or finance charges i.e., 52.86 per cent per annum |
What are the other similar credit cards available in the market today?
In case you are looking to avail other credit cards that provide similar benefits and features, you can check out these cards too –
| Credit card name | Annual charge or fee | Key benefits and features |
| Citi cash back credit card | Communicate at source | 5 per cent cashback on telephone bill payments and utility payments and purchase of movie tickets. |
| SBI SimplyCLICK credit card | Rs 499 | 10 X reward points on Apollo 24 X 7, Amazon, Cleartrip, BookMyShow, Lenskart, Eazydiner and Netmeds. |
| HSBC smart value credit card | Nil | 3 X reward points on dining, online spending, and telecom. |
| Standard chartered super value titanium credit card | Rs 750 | One reward point on spending Rs 150 every time. |
| HDFC Millennia credit card | Rs 1,000 | 5 per cent cashback on Zomato, Uber, Tata CliQ, Swiggy, Myntra, Sony LIV, Flipkart, BookMyShow, Cult.Fit and Amazon. |